At Grand American Adventures we believe that your safety and enjoyment are the most important parts of your holiday. Therefore, comprehensive travel insurance is mandatory whenever you travel.
Before you join your Grand American Adventures tour you MUST be covered by insurance that includes adequate coverage for baggage, medical expenses and the cost of repatriation should you become too ill to continue to travel. In addition to this, we strongly recommend that you include coverage for tour cancellation in the event that you must cancel your reservation prior to departure because of serious illness or injury to yourself, a member of your immediate family or traveling companions. (Please see sections 3, 4, 5 and 15 of our Booking Terms).
If you join a Grand American Adventures tour without adequate insurance you MAY NOT be allowed to continue with no right to a refund. It is a mistake to think that it will never happen to you.
The Grand American Adventures policy shown below is specially designed to include all the activities listed in our brochure and on this website. If you have arranged alternative insurance please ensure your own policy covers all the optional activities you may wish to participate in. Please note that travel insurance provided free of charge by credit card companies may not provide cover for adventurous activities, tour cancellation or sufficient medical coverage for North America.
All travellers over the age of 55 will be requested to complete a self-declaration of fitness.
Recommended Travel Insurance
Our policy is available to anybody no matter what nationality you are who resides within the EU. The 24 hour worldwide emergency medical service is provided by Specialty Assistance Limited, experts in providing friendly and professional emergency help around the clock.
Our travel insurance policy is underwritten by the ACE European Group Ltd provided by Campbell Irvine Ltd. who are available on +44 (0) 207 938 1734 to help you with any enquiries that you may have relating to the cover offered.
If you wish to purchase our travel insurance please indicate on your booking form or by selecting the relevant box on the on-line booking system. The payment will automatically be deducted from your credit card in addition to the tour deposit or full payment.
Valid for policies issued up to 31/12/2013
PREMIUMSUK£Euro €US$ Single Trip up to 10 days:£45€55$75 Single Trip up to 17 days:£69€79$115 Single Trip up to 25 days:£85€99$139 Single Trip up to 50 days:£139€159$229 Single Trip up to 80 days:£208€239$345 Each additional month:£69€79$115 Annual Multi-trip* 1 person (incl. up to 4 children) :£145€169$239 Annual Multi-trip* Family (2 adults & up to 4 children):£225€259$369 Singel Trip Excess Waiver**:£12€15$20 Annual Excess Waiver**:£20€25$35 Cancellation only cover:£45€55$75
* The Annual Multi-Trip insurance offers coverage for unlimited trips up to 70 days in duration and is often better value for if embarking on a longer trip. This is only available to UK or EU clients under 66 years of age. Multi-trip insurance includes Winter Sports cover.
** If you make a claim you will be liable for the first UK£70 (UK£250 for legal expenses) of each and every claim. This is called the insurance excess. To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown above. No policy excess applies for claims arising from personal accident, loss of deposit only, travel delay and temporary loss of baggage.
Family Rate: For families travelling together a special premium applies based on 2.5 times the adult rate. This provides cover for two adults under 66 years and up to four children aged 18 years or less.
Child Reduction: Premiums are reduced by half for children aged 18 years or less at the time of booking, if travelling with an insured adult insured under this scheme.
For persons aged 56-65 years at the time of arranging insurance, double the premium is charged. For those 66 years and over please refer to Campbell Irvine on 020 7938 1734 for advice.
All premiums shown are inclusive of Insurance Premium tax at the applicable rate.
SUMMARY OF COVER
Section B (Personal Accident):
Permanent Loss of Sight
Loss of Limb(s)
Permanent Total Disablement
Cancellation or Curtailment
Delayed Departure or Arrival
Hijack of aircraft
Interruption of transport
Delayed Tour Expenses
Passport & Visas
* US residents not covered for section A.
Cover up to:
GBP 100 (-12hrs) / GBP 1,000 (+12hrs)
(Valuables limited to GBP 350)
(Single Article Limit GBP 250)
(Disc Collections GBP 200)
£70 per claim per section per person except for Section D - temporally lost baggage, loss of deposit, travel restriction, personal accident and personal liability which are not subject to an excess.
UKGBP 250 in respect of section F - Legal Expenses only.
To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown in the Premium table above.
USA and Worldwide
This is only a summary of cover. Full details of the cover provided are shown on your policy document which will be sent to you upon receipt of payment of premium, please read it carefully to ensure you understand the cover provided. Should you wish a specimen, a copy will be made available prior to purchase upon request. If the insurance does not meet your requirements you may return the documentation within 14 days of the purchase or prior to travel if this is sooner and, provided no claim has been made, obtain a refund. This insurance is offered on a none-advised basis from a single insurer, the ACE European Group Ltd.
Please remember that all material facts should be disclosed, as failure to do so may affect your rights under this Insurance. The Insurance contains conditions that relate to your health and that of others not necessarily travelling with you but upon whose well being the trip may depend. In particular, pre existing medical problems are not covered unless the medical helpline is contacted on: +44 (0)844 826 2686 and the appropriate additional paid where applicable.
Trek America Travel Limited trading as Grand American Adventures is an Appointed Representative of Campbell Irvine Ltd who are authorized and regulated by the Financial Services Authority.