We recommend you take out insurance as soon as your booking is confirmed. You MUST be covered by insurance that includes adequate coverage for baggage, medical expenses and the cost of repatriation should you become too ill to continue to travel. In addition to this, we strongly recommend that you include coverage for tour cancellation in the event that you must cancel your reservation prior to departure because of serious illness or injury to yourself, a member of your immediate family or traveling companions. (Please see sections 3, 4, 5 and 15 of our Booking Terms).

If you join a Grand American Adventures tour without adequate insurance you MAY NOT be allowed to continue with no right to a refund. It is a mistake to think that it will never happen to you.

The Grand American Adventures policy shown below is specially designed to include all the activities listed in our brochure and on this website. If you have arranged alternative insurance please ensure your own policy covers all the optional activities you may wish to participate in. Please note that travel insurance provided free of charge by credit card companies may not provide cover for adventurous activities, tour cancellation or sufficient medical coverage for North America.

For persons aged 56-69 years at the time of arranging insurance, double the premium is charged. For those 70 - 74 years the premium is triple. For those 75 years and over and over please refer to Campbell Irvine on +44 (0) 207 938 1734 for advice.


Download our Insurance Document

Our Travel Insurance (EU only)

Our Travel Insurance (EU only)

The Grand American Adventures policy will cover all those who reside within the EU. 

Our travel insurance policy is provided by Campbell Irvine Ltd. who are available on +44 (0) 207 938 1734 to help you with any enquiries that you may have relating to the cover offered. 

If you wish to purchase our travel insurance please indicate on your booking form or by selecting the relevant box on the on-line booking page. The payment will automatically be deducted from your credit card in addition to the tour deposit or full payment. 


Singe trip policy (2018 prices)

Up to 10 days: GBP£52

Up to 17 days: GBP£80

Up to 25 days: GBP£98

Up to 50 days: GBP£160

Additional Month: GBP£79

Excess waiver: GBP£14


Annual policy  (2018 prices)

Per adult: GBP£167 (includes up to 4 children, 18 or under free of charge)

Per family: GBP£259 (Two adults & up to 4 children, 18 or under free of charge)

Excess waiver: GBP£24

Our annual multi-trip insurance is excellent value for money of you're embarking on a longer trip or are a frequent traveller. It provides worldwide cover for an entire year on one single policy, allowing umlimited trips (maximum 10 weeks per trip). Four weeks of winter sports cover is included at no additional charge. Annual policy is only available to permanent European residents.


Please contact us for pricing in other currencies.

Summary of our cover

Summary of our cover


Section A (Medical):

Medical Expenses up to GBP 5,000,000

Hospital Benefit up to GBP 200

Criminal Injuries up to GBP 5,000

Diagnostic Tests  up to GBP 10,000


Section B (Liability):

Personal Liability up to GBP 2,000,000


Section C (Personal Accident):

Permanent Loss of Sight up to GBP 25,000

Loss of Limb(s) up to GBP 25,000

Permanent Total Disablement up to GBP 25,000

Death up to GBP 10,000


Section D:

Cancellation or Curtailment up to GBP 5,000


Section E:

Delayed Departure or Arrival up to GBP 100

Hijack of aircraft up to GBP 3,000

Interruption of transport up to GBP 300

Delayed Tour Expenses up to GBP 150


Section F:

Personal Effects up to GBP 2,000
(Valuables limited to GBP 350)
(Single Article Limit GBP 250)
(Disc Collections GBP 200)

Money up to GBP 500

Tickets up to GBP 1,000

Passport & Visas up to GBP 250


Section G:

Legal Expenses up to GBP 15,000


Excess payments:

£70 per claim per section per person except for Section D - temporally lost baggage, loss of deposit, travel restriction, personal accident and personal liability which are not subject to an excess. 

UKGBP 250 in respect of section G - Legal Expenses only.

To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown in the Premium table above. 


Important note:

This is only a summary of cover. Full details of the cover provided are shown on your policy document which will be sent to you upon receipt of payment of premium, please read it carefully to ensure you understand the cover provided. Should you wish a specimen, a copy will be made available prior to purchase upon request. If the insurance does not meet your requirements you may return the documentation within 21 days of the purchase or prior to travel if this is sooner and, provided no claim has been made, obtain a refund. This insurance is offered on a none-advised basis from a single insurer.

All premiums shown are inclusive of Insurance Premium tax at the applicable rate. 

The 24 hour worldwide emergency medical service is provided by Healix Assistance, experts in providing friendly and professional emergency help around the clock. 

Trek America Travel Limited trading as Grand American Adventures is an Appointed Representative of Campbell Irvine Ltd who are authorized and regulated by the Financial Conduct Authority. 

The policy will only cover those residing within the E.U.